The Best Loan Company in NZ You Can Rely On

We offer personal and business finance that works for Kiwis. Whether you need a car upgrade or a leg up in business, we have financing to get you where you’re going. As the best loan company NZ in the market, we offer flexible options for everyone.

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Car ➜
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Car Finance
Truck Finance
Equipment Finance
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Not sure what you can afford? Just enter an amount and a loan term, and compare with your budget.

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max. $500,000
My interest rate is
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I'll repay over
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Estimated loan repayments
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*Based on your chosen annual interest rate
This is an example of a loan, not an offer of finance. Offer of finance is subject to terms and conditions, lending criteria, responsible lending inquiries and checks.
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Vehicle Finance

Car finance
Truck finance
Boat finance
Motorhome finance
Motorbike finance

Car Finance

Want to get moving in style, or just need a family upgrade? Apply for kiwi car loans today, and drive away in your dream vehicle!
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Truck Finance

Need a new ute or other heavy vehicle to haul? Explore our truck finance options here.
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Boat Finance

Get out on the water next weekend with no-nonsense boat financing.
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Motorhome Finance

Your dream holiday, within reach. Apply for financing for a caravan or motorhome and hit the road this summer.
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Motorbike Finance

If you prefer two wheels over four, we have financing options to suit you.
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Other finance options available

Personal Finance
Business Finance

Equity Release

Unlock the value in your existing assets with equity release financing.
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Refinancing

Get a better handle on your finances and access more competitive rates.
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Wedding finance

Need a little extra for the event of your lifetime? Explore wedding finance options today.
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Business

Sometimes growth needs a head start. Invest in your future with sensible rates for smart business.
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Work Vehicles

Looking for a fleet or a company runaround? Vehicle financing for trucks, cars and anything else on wheels.
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Equipment

Invest in quality equipment with financing for heavy machinery, kitchen and bar equipment, technology and more.
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Asset

Whatever your business needs to operate. We have financing options for any business asset worth the cost.
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Personal Finance

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Equity release

Sometimes growth needs a head start. Invest in your future with sensible rates for smart business.
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Refinancing

Want to get moving in style, or just need a family upgrade? Apply for car financing today.
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Wedding

Want to get moving in style, or just need a family upgrade? Apply for car financing today.
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Business Finance

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Business

Sometimes growth needs a head start. Invest in your future with sensible rates for smart business.
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Work vehicles

Want to get moving in style, or just need a family upgrade? Apply for car financing today.
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Equipment

Want to get moving in style, or just need a family upgrade? Apply for car financing today.
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Assets

Want to get moving in style, or just need a family upgrade? Apply for car financing today.
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NZ Asset Finance is here to help kiwis access the things they need to get on with business.

Whether you are looking for a new family car, a boat in time for summer, or the equipment, vehicles and business support you need to succeed, we have your back.

We can connect you to competitive personal and business finance of all shapes and sizes, at rates that work for you.

Apply for finance

Frequently Asked Questions

General
Personal Finance
Business Finance

What documentation is required to apply for finance?

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For personal loans, we typically require proof of identity, income, and expenses. Business loans may require financial statements, bank records, and proof of business operations.

Do you offer loans to people with bad credit?

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We understand that everyone’s financial situation is different. Unfortunately we do not offer financing for those with bad credit.

How do I apply for a loan?

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You can apply for finance online through our website. Simply fill in your contact details via our online form and one of our representatives will be in touch to help you through the rest of the process.

Is there an application fee?

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We do not charge any upfront fees for applying for a loan. Any fees applicable to your loan will be clearly outlined in your loan agreement.

What types of personal loans do you offer?

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We offer a range of personal financing including debt consolidation, car loans, boat financing, and even wedding finance. Financing can be tailored to suit your individual needs and repayment capabilities.

What is a personal loan?

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A personal loan is a type of financing that allows individuals to borrow a set amount of money for various personal expenses, such as consolidating debt, making large purchases, or covering emergencies. Personal loans are typically repaid in fixed monthly instalments over an agreed period.

How do I get a personal loan?

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To get a personal loan, you need to first determine how much you want to borrow and then submit an application. We can then evaluate your creditworthiness, income, and other factors before offering a loan.

What is the approval process for personal loans?

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The approval process involves an assessment of your financial situation, including your income, expenses, and credit history. Once we receive all required documents, approval can take as little as 24 hours.

What types of business finance do you provide?

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We offer a range of business financing solutions, including working capital loans, equipment finance, and business expansion loans. We can customise the terms to suit your business needs.

How do I apply for a business loan?

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You can apply for a business loan by filling out our application form. One of our representatives will then be in touch with you to walk you through the next steps for approval.

How do I qualify for a business loan?

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Eligibility for a business loan depends on factors such as your business’s financial history, cash flow, and creditworthiness. We may also require documentation such as financial statements, bank records, and business plans.

How long does it take to get a business loan approved?

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Loan approval times vary depending on the complexity of the application, but we aim to provide decisions within a reasonable timeframe after receiving all necessary documentation.

What can I use a business loan for?

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Our business loans can be used for a variety of purposes, including purchasing new equipment, acquiring business vehicles, expanding your business, managing cash flow, or consolidating business debts.

Take your next step up

Apply for finance today. Fill out our simple, no obligation form and one of our representatives will reach out today to get you one step closer to your goal.
Thank you! Your submission has been received!
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